More ways to save
Check current specials
See available offers before your visit, then ask your shop which options apply to your vehicle and service.
Flexible payment options
Get the service you need today. Pay later.
All credit welcome. Finance qualifying auto service with American First Finance and pay no interest for 90 days.
All credit welcomeApply online by location
90 days no interestWhen paid in full in 90 days
Service firstGet your vehicle cared for today
A practical way to pay
Keep your car care moving forward
Unexpected repairs and essential maintenance should not always have to wait. American First Finance gives eligible customers a way to apply for financing for service completed at Oil & Auto+.
Choose your preferred location below to begin an application before or during your visit.
Apply by shop
Choose your Oil & Auto+ location
Need help choosing?
Call your preferred shop and our team will help you plan your service visit.
Contact Oil & Auto+ →Service options
Use financing for the care your vehicle needs
OIL CHANGEKeep your engine protected with routine oil and filter service.
AIR CONDITIONING REPAIRStay comfortable with practical A/C diagnosis and repair.
BRAKE SERVICEReliable braking care for confident stops.
STATE INSPECTIONTexas state inspection service for your next renewal.
ENGINE DIAGNOSTICFind the source of a warning light or performance concern.
ROUTINE MAINTENANCEStay ahead of wear with the maintenance your vehicle needs.
BATTERY SERVICETesting and replacement support to keep you starting reliably.
TIRE SERVICESupport for tire care, traction, and road-ready performance.
DIESEL SERVICEMaintenance and repair support for diesel-powered vehicles.
ENGINE REPLACEMENTPractical guidance when major engine work is needed.
The offer
No interest for 90 days
All Credit Welcome. Get service done today & pay later with American First Finance. Terms, eligibility, and payment obligations are determined by the finance provider.
Choose a Location to ApplyHow it works
Three simple steps
1. Choose a shop
Select McKinney or Euless so the application matches your intended service location.
2. Apply online
Complete the American First Finance application using the appropriate location link.
3. Plan your service
Contact Oil & Auto+ to book your service and discuss your vehicle’s needs.
Know before you go
Talk to your local team
Questions about financing or the service your vehicle needs? Call the shop where you plan to visit.
Common questions
Finance FAQs
Does Oil & Auto+ make the financing decision?
No. American First Finance manages the application and eligibility decision.
Which link should I use?
Use the application link for the Oil & Auto+ shop where you expect to receive service.
Can I book an appointment before applying?
Yes. Contact your preferred location to coordinate your service visit.
Take care of your vehicle today
Apply for financing or book a service visit with the Oil & Auto+ team.